Once you select an online payday loan or cash advance website from the list on the left; click on the lender and you will be taken to the online loan application where you will simply enter your personal information into the form provided on the quick and easy application page. You should instantly pre-qualify for your online payday loan, then you will be prompted to enter your banking information to insure the money loaned can be instantly transferred into your bank account via direct deposit. This instant bank transfer is also the way by which the loan payments will most likely be paid by you. In most cases you will receive the cash loan into your account in just a few hours. If you have questions about rates and payback schedule, you will receive a customer service phone number as soon as you complete your application. You get the phone number after the application is completed because it is difficult for the lender to give you any solid information before they can look at your online loan application. You are never obligated to take a payday loan if you don't like the rates or terms of the payday loan that is offered.
The interest rates and repayment terms may vary a little depending on the specific lender who funds your payday loan, however most of these short-term installment loans are required to be paid back within a few weeks or a month and they typically have a higher interest rate than standard loans. You should obviously always use these cash advances wisely and not over extend yourself to a loan you cannot repay. In order to help you with this, most lenders keep the initial available loan amount between $300 and $1,500. If you do need more than $1,500 for your payday advance, you can always apply to multiple lenders as long as you are sure you will be able to pay back the loan amount. Payday loans can be a valuable financial tool when used responsibly.
After you have received your loan from one of the registered payday lenders included in our reviews, you are encouraged to come back to this site and offer your own review of the process in order to help others who are searching for a cash advance. You can register whenever you prefer to leave an online payday loan review
Payday Loan Reviews
When we review payday loan sites, they must meet certain criteria to even be considered as an inclusion in our reviews and ratings. First and foremost, they must have a clean record with the Better Business Bureau and Federal Trade Commission, meaning that we are currently unable to locate any outstanding complaints or legal actions pending against the website, the lender or it's owners.
We reserve our highest ratings for those websites that have been in business for over 3 years and preferably over five years. A company that provides payday loan services over the course of multiple years and maintains a clear complaint record can be considered very trustworthy. They provide fast cash loans, good customer service and have no unresolved complaints. Of course your input counts for a lot so we've provided a review form for each user and encourage you to complete your own review of the payday lenders listed on this site.
We also recommend sites that offer instant transfer of the payday loan amount directly into your bank account once your paycheck advance is approved so that you can get the cash you need quickly. Usually in just a few hours.
On this page you will find multiple Payday Loan Lenders that we have investigated and found to have NO UNRESOLVED COMPLAINTS with any of the following agencies.
Simply click on one or more of the payday loan review sites and follow the simple application process for each lender to secure your personal payday loan. Once you receive your loan, please come back and complete your personal review of the entire process so that your experience may be used to help others in need of a payday loan.